When we got the latest patch in Lotro, there altso followed a deed where you got a horsie and a title if you got kindred with all the factions in the game. I got that one today when i finished the reputation with the Algraig. And i must say i really like the horse! its simple but still not as all the other ones. I kinda dont like the banner though, with it would move in the wind or something like the cloak we wear or something, so its not just a "dead" object on the horse.